Personal finance, beautifully tallied.
One beautiful dashboard for every account, transaction, budget, bill, and goal. Connect your banks, track spending, and get AI insights — for less than a coffee a month.
Everything you need.
Nothing you don't.
One plan. Every feature. No tiers, no asterisks, no upsells.
Connect Every Account
Link 12,000+ banks via Plaid — checking, savings, credit cards, investments, loans. All in one secure place.
Deep Trend Analytics
Net worth, cash flow, category breakdowns, top merchants, savings rate — zoomable, filterable, exportable.
Subscription Tracker
Auto-detects every recurring charge with monthly cost, next charge dates, and cancellation suggestions — it routinely finds a forgotten subscription that pays for Tally Finance several times over.
AI Financial Insights
Weekly summaries, anomaly detection, savings tips, and a Q&A chat — all AI-powered.
Budgets, Bills & Goals
Set category budgets with month-by-month history, never miss a bill, and track progress toward savings goals.
Export Everything
CSV or PDF reports for any date range. Perfect for taxes, accountants, or your own records.
See exactly what you get.
Real screens from a real account — not mockups. Every feature is included in the $7.99/month plan.
Every transaction, auto-categorized.
Tally imports and categorizes every charge as it lands. Manually re-categorize one merchant and the same name across allyour accounts inherits it forever — so the same Starbucks doesn't end up under three different categories.
- Inline category pills with color and icon
- Search across merchants, descriptions, notes
- CSV import for accounts we don’t reach via Plaid
Catch the charges you forgot you had.
We scan your last 90 days for anything that hits monthly with consistent amounts. Members typically find $20–50/month of forgotten subscriptions in their first session — the plan pays for itself before lunch.
- Total monthly + annual cost across all subscriptions
- Auto-flagged candidates for cancellation
- One-click "not a subscription" dismiss that sticks
Powered by your actual numbers.
Most “AI” finance apps spit out generic tips. Tally grounds every insight in your own transaction history— so “you spent 65% over your dining budget this month” is a fact, not advice.
- This-month summary with savings rate + biggest category
- Action tips ranked by potential impact
- Ask anything: "Can I afford a $400/mo car payment?"
Never get hit with a late fee again.
Every upcoming bill in one view, with autopay status and exact dates. We tell you what's due in the next 7 days, what's on autopay, and what's waiting on you.
- Mark paid in one click
- Autopay tracking so you stop worrying about doubles
- Smart due-soon reminders 3 days out
Track progress toward what matters most.
Whether it's an emergency fund, a paid-off auto loan, or a vacation to Japan — set a target, link an account, watch the bar fill. We do the math.
- Linked accounts auto-update progress
- Strategy notes so future-you remembers the plan
- Combined progress across all goals at the top
Tax-ready exports in one click.
YTD income, expenses, savings rate, and net-worth change — plus 6 prebuilt report templates exportable to PDF or CSV. Annual tax season takes minutes instead of a weekend.
- Annual Tax Summary with categorized transactions
- Subscription Audit, Cash Flow, and Net Worth History
- Custom date-range export for accountants
Net worth that counts everything you own.
Brokerage accounts auto-sync via Plaid; add your home, vehicle, or anything else as a manual asset. The investment-value chart shows daily changes over 12 months so you see growth at a glance.
- Daily brokerage snapshots from Fidelity, Robinhood, Schwab, etc.
- Manual assets (home, vehicle, crypto) flow into net worth
- Property + investment + cash totals broken out separately
See where your money actually goes.
A 6-month spending donut + stacked monthly bars + a YoY comparison — toggle between pie and bar in one click. The fastest way to spot the category that's creeping up on you before it becomes a problem.
- Pie / bar toggle for spending by category
- Avg monthly spend, largest category, year-over-year change
- Stacked monthly history — see what changed and when
Your money is yours.
Your data is yours.
We chose the boring, secure path on purpose. Here's exactly how.
Your data is yours. We will never sell it, show ads against it, or hand it to a lender — and no one at Tally browses your finances. It exists only to power the features you use.
That's our promise.
Your bank username and password go straight to Plaid and never to us. Your connection is strictly read-only — Tally can read transactions to organize and categorize them for you, but can never log in as you, move a single dollar, or transfer funds. And we never sell or share your data with anyone — no ads, no lender leads, ever.
“Why isn't this free, like Mint was?”
Mint was “free” because Intuit sold ads and lender leads against your transaction data. It shut down anyway, because the unit economics were brutal.
We chose the opposite trade. You pay $7.99/month, and in exchange we have zero incentive to sell you a credit card, share your data, or pivot the product into something else. The subscription detector alone usually finds more savings than the plan costs.
That's the whole pitch.
Simple. Honest. One price.
Less than your coffee budget. Everything included.
Cancel anytime. Your data stays yours for 90 days after cancellation.
How Tally Finance stacks up
| Feature | Tally Finance | YNAB | Copilot | Mint |
|---|---|---|---|---|
| Price | $7.99/mo | $14.99/mo | $13/mo | Dead |
| Free trial | 30 days | 34 days | None | — |
| AI insights | Yes | No | Yes | No |
| Investments & assets | Yes | No | Yes | Limited |
| Subscription tracker | Yes | No | Yes | No |
| No upsells / tiers | Yes | No | No | No |
| Bank linking (Plaid) | Yes | Yes | Yes | Yes |
| CSV + PDF export | Yes | Yes | Yes | No |
Frequently asked questions
Do I need a credit card to start?+
No. The free trial starts without a credit card. We only collect payment information when your trial ends and you choose to continue.
What happens after the trial?+
Your trial lasts 30 days. After that, you'll be billed $7.99/month or $79/year. Cancel anytime — no penalties, no fine print.
Is my financial data safe?+
Yes. We use Plaid (the industry standard) for bank linking — the same company Venmo, Robinhood, and QuickBooks use. AES-256 encryption for tokens. We never sell your data.
What if I cancel?+
Access continues until the end of your billing period. All your data is retained for 90 days so you can reactivate anytime without losing history.
How does AI Insights work?+
We analyze your transactions to surface trends, unused subscriptions, budget alerts, and savings opportunities. Insights are AI-powered — fast and private to your account.
Ready to take control of your money?
Join thousands who replaced spreadsheets with Tally Finance.
Start free — no credit cardQuestions or found a bug?
Send us a message and we'll get back to you. We read every one.