Most people underestimate their subscription spending by 2-3x. List yours below, see the real total, and mark any you'd cut.
The average American spends $219/month on subscriptions according to a 2024 C+R Research study — but most people estimate they spend only $86. That gap is real money.
Subscription creep happens when small monthly charges accumulate over time. A $10/month service doesn't feel like much, but ten of them is $1,200/year.
Annual billing hides the cost. A $139/year subscription sounds cheaper than $11.58/month — but it's the same money. This calculator normalizes everything to monthly so you can compare apples to apples.
Use the "Cut it?" toggle on any subscription to instantly see how much you'd save per month and per year by canceling.
Stop manual spreadsheets. Tally connects your banks and tracks everything in real time — budgets, net worth, subscriptions, and more.
Try Tally free for 30 daysNo credit card required. Cancel anytime.