The Best Mint Alternative in 2026
Mint shut down in 2024, leaving millions without their favorite budgeting app. Tally Finance is the modern Mint alternative that brings it all back — automatic bank syncing through Plaid, budgets, net worth tracking, and spending insights — in one clean dashboard for $7.99/month, with no ads and no selling your data.
Why Tally Finance is the best replacement for Mint
- Automatic bank connections via Plaid — link 12,000+ banks and import transactions automatically, just like Mint did.
- Real budgets, net worth tracking, and cash-flow trends — the core Mint features, modernized.
- AI-powered insights and automatic subscription detection that Mint never had.
- No ads and no selling your financial data — Mint monetized your data; Tally Finance charges one honest $7.99/month price instead.
- 30-day free trial with no credit card required, and a 90-day data grace period if you ever cancel.
Side-by-side comparison
| Feature | Tally Finance | Mint (shut down) | Monarch | Empower |
|---|---|---|---|---|
| Status in 2026 | Active | Discontinued | Active | Active |
| Price | $7.99/mo | — | $14.99/mo | Free* |
| Automatic bank sync (Plaid) | ||||
| Budgets | ||||
| Net worth tracking | ||||
| Subscription tracker | ||||
| AI insights | ||||
| No ads / no data selling |
Frequently asked questions
What happened to Mint?+
Intuit shut down Mint in early 2024 and pushed users toward Credit Karma, which lacks Mint’s budgeting tools. Former Mint users have been searching for a replacement that restores automatic bank sync, budgets, and net worth tracking.
Is Tally Finance a good Mint alternative?+
Yes. Tally Finance rebuilds the core Mint experience — automatic transaction import via Plaid, category budgets, net worth, and spending trends — and adds AI insights and subscription detection, for a flat $7.99/month with no ads.
Is there a free Mint alternative?+
Tally Finance includes a 30-day free trial with no credit card. After that it is $7.99/month or $79/year. Unlike free apps that monetize your data through ads or referrals, Tally Finance charges one honest price and never sells your data. For most people it pays for itself in the first month — its automatic subscription detection typically surfaces a dormant or forgotten subscription that costs more than Tally Finance does.
How does Tally Finance keep my bank data secure?+
Tally Finance connects to banks through Plaid — the same provider used by Venmo and Robinhood — using read-only access. Your bank credentials are never seen or stored, and sensitive tokens are encrypted with AES-256.
Try Tally Finance free for 30 days
No credit card required. One plan, every feature, $7.99/month.
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